Dutch · Costa Blanca
Spanish taxes for Dutch in Costa Blanca
Targeted guidance for Dutch property owners and residents in Costa Blanca — Modelo 210, ISD, ITP and residency planning by a licensed colegiado on the Costa Blanca.
Why Dutch property owners in Costa Blanca need a local specialist
Dutch residents have a strong concentration across the Costa Blanca — Altea, Calpe, Jávea, Dénia and Orihuela Costa each host significant NL communities. As EU residents, they file modelo 210 at the 19 % rate with full expense deductibility on rental income. The Spain-Netherlands double-tax treaty assigns Spanish real-estate income to Spain.
Most common services for Dutch clients
Specific questions from Dutch clients
- Dutch tax authority asked about my Spanish property — what do I declare in NL?
- In your Dutch IB-aangifte you report the Spanish property under Box 3 (vermogen) at its WOZ-equivalent value, and you report any rental income with credit for the Spanish modelo 210 tax paid. The treaty avoids double taxation through the credit method on the income side.
- Best Costa Blanca town for a Dutch retiree on Spanish residency?
- Depends on lifestyle preferences (urban vs villa, sea proximity, NL community density). Altea, Jávea and Calpe have the highest NL community density in CV. Spanish tax residency for Dutch pensioners under the Spain-NL CDI keeps the AOW state pension taxable in NL but other pensions become Spanish-taxable. We model the post-move tax position before residency change.
- Erfbelasting in NL vs ISD in CV — net inheritance for direct Dutch heirs?
- Spanish ISD CV: grupo I/II 50 % bonification on quota — direct family heir pays ~half what LISD national tariff dictates. NL erfbelasting then applies to the Dutch tax-resident heir on worldwide inheritance with credit for Spanish ISD paid. Net result depends on inheritance size and degree of relation. We compute both sides before the will is finalised.