Do I need to translate my Dutch will into Spanish for a Jávea property?

For probate execution on Spanish real estate, the foreign will needs an apostilled sworn translation into Spanish before the Spanish notary can process the succession. We coordinate translator + apostille + notary booking for Jávea clients with NL/DE/UK wills.

I bought my Jávea villa with a Spanish mortgage. Is the AJD deductible somewhere?

AJD on the mortgage deed in CV is paid by the bank (since the 2018 Supreme Court ruling). AJD on the purchase deed itself is paid by the buyer and is not income-tax deductible against IRNR rental income — it forms part of the acquisition cost for future capital-gains computation (modelo 210 capital gain).

My villa is in Jávea but we use it as our main home — do I qualify for vivienda habitual ITP rate?

Vivienda habitual requires effective continuous residence (Spanish tax residency + the property being your habitual home). For an 8 % ITP rate in CV you also need to meet the family-numerosa or under-35 condition or qualify for VPO. We verify residency proof + condition documentation before submitting modelo 600.

By destination · Jávea / Xàbia · Alicante

Spanish taxes in Jávea / Xàbia

Modelo 210, IBI bonifications, ITP and ISD for property owners in Jávea / Xàbia — handled by a licensed colegiado who lives the Costa Blanca.

What property owners in Jávea / Xàbia need to know

Jávea (Xàbia in valencià) is dominated by Dutch buyers (~70 % of foreign transactions) with significant German and British presence. The villa-heavy profile (detached homes around 600k+ EUR are routine) makes AJD on the mortgage deed a non-trivial expense and ISD planning for inheriting heirs a recurrent consult.

Top services for Jávea / Xàbia

Regional tax framework

ITP general rate: 10%
ITP reduced rate (vivienda habitual): 8%
AJD (stamp duty): 1,5%
ISD bonification grupo I/II: 50%
Autonomic law reference: Ley 13/1997 CV

These rates reflect the autonomic (CCAA) framework in force at the time of writing. Municipal IBI rates and bonifications are set separately by each ayuntamiento and we confirm the current figures from the latest ordenanza fiscal before any filing.

Specific questions about Jávea / Xàbia

Do I need to translate my Dutch will into Spanish for a Jávea property?: For probate execution on Spanish real estate, the foreign will needs an apostilled sworn translation into Spanish before the Spanish notary can process the succession. We coordinate translator + apostille + notary booking for Jávea clients with NL/DE/UK wills.
I bought my Jávea villa with a Spanish mortgage. Is the AJD deductible somewhere?: AJD on the mortgage deed in CV is paid by the bank (since the 2018 Supreme Court ruling). AJD on the purchase deed itself is paid by the buyer and is not income-tax deductible against IRNR rental income — it forms part of the acquisition cost for future capital-gains computation (modelo 210 capital gain).
My villa is in Jávea but we use it as our main home — do I qualify for vivienda habitual ITP rate?: Vivienda habitual requires effective continuous residence (Spanish tax residency + the property being your habitual home). For an 8 % ITP rate in CV you also need to meet the family-numerosa or under-35 condition or qualify for VPO. We verify residency proof + condition documentation before submitting modelo 600.

Recent regulatory changes

Jávea's IBI ordenanza was refreshed for 2025 to incorporate the new valor de referencia framework. The town hall publishes its ordenanza fiscal in valencià + Spanish.

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